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How to Enable UPI International (Step-by-Step Guide 2025)

How to Enable UPI International (Step-by-Step Guide 2025)

How to Enable UPI International 2025 Guide
UPI International Activation Guide for Google Pay, PhonePe & Paytm





UPI International is now available for Indian users who travel abroad and want to make payments using UPI apps like Google Pay, PhonePe, Paytm and BHIM. With this feature, you can scan a QR code in supported countries and pay directly from your Indian bank account.

In this guide, you will learn how to enable UPI International step-by-step, supported countries list, payment limits and important things to know.


What Is UPI International?

UPI International is a feature that allows Indian users to make payments in foreign countries using UPI apps. It converts INR to the local currency automatically at the time of payment.

  • ✔ No need for a forex card
  • ✔ Instant QR code payment
  • ✔ Secure and convenient

Where Can You Use UPI International? (Supported Countries 2025)

CountryStatus
UAE (Dubai, Abu Dhabi)Active
SingaporeActive
NepalActive
BhutanActive
OmanRolling Out
Sri LankaRolling Out

How to Enable UPI International? (Step-by-Step)

Follow the steps based on the app you use:

1️⃣ Google Pay (GPay)

  1. Open Google Pay
  2. Go to your Profile
  3. Select your linked bank account
  4. Enable UPI International
  5. Complete verification (if required)

2️⃣ PhonePe

  1. Open PhonePe app
  2. Tap on UPI Settings
  3. Enable International Payments
  4. Wait for activation (usually 1–3 minutes)

3️⃣ Paytm

  1. Open Paytm
  2. Go to UPI & Bank Accounts
  3. Turn ON UPI International
  4. Complete authentication

UPI International Payment Limits

  • Daily limit: Up to ₹1,00,000 (depends on bank)
  • Conversion fees may apply
  • Some countries may have local restrictions

How to Disable UPI International?

If you don’t want accidental international charges, you can turn it OFF from the same settings menu where you enabled it.


FAQs

Is UPI International available for everyone?

No, it is being rolled out gradually, and some banks may not support it yet.

Do I need mobile data or Wi-Fi?

Yes, internet is required for international payments.

Does UPI convert currency automatically?

Yes, the app will automatically convert Indian Rupees to the local currency.


Final Thoughts

UPI International is a game-changing feature for Indians traveling abroad. It makes payments faster, safer and more convenient without needing extra cards or cash. If you're planning a trip, enabling UPI International before departure is a smart choice.

🔔 Tip: Test with a small transaction first.

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